Everything in One View
Track your savings, loans and investment balances in a single dashboard.
Everything your money needs, in one app
Bank, save, invest, and borrow from one regulated account.
Savings
Put a real number and a real date on every goal, with flexible top-ups and transparent rates.
Investments
Own units in the Halo Equity Fund, up 103% in 2025, plus curated Naira and USD portfolios from ₦10,000.
Banking
Instant transfers across Nigerian banks, with Naira and USD wallets and NDIC-insured deposits.
Clubs
Save and invest alongside friends, family or colleagues, where everyone keeps and funds their own account.
Loans
Credit that already knows you, with personalised limits and clear repayment schedules, decided in minutes.
Built for the way Nigerians actually bank today.
Top-Performing Fund Access
Invest in the Halo Equity Fund, Nigeria's No. 1 of 2025, managed by SEC-licensed professionals.
Naira & USD Support
Hold Naira and USD wallets in one account and diversify across local and international products.
Grow With Your Community
Save and invest with family, staff groups or cooperatives, while each member funds their own account.
Open Your Halo Account in Under Five Minutes
Download the app, verify with your BVN or NIN, and put your money to work today.