Everything in One View
Track your savings, loans and investment balances in a single dashboard.
Everything your money needs, in one app
Bank, save, invest, and borrow from one regulated account.
Savings
Put a real number and a real date on every goal, with flexible top-ups and transparent rates.
Investments
Own units in the Halo Equity Fund — Nigeria's No. 1 performing equity mutual fund, 2025 — independently audited. Start from ₦10,000.
Banking
Instant transfers across Nigerian banks, with NDIC-insured deposits.
Clubs
Save and invest alongside friends, family or colleagues, where everyone keeps and funds their own account.
Loans
Credit that already knows you, with personalised limits and clear repayment schedules, decided in minutes.
Past performance is not a guarantee of future returns. Investments are subject to market risk.
Built for the way Nigerians actually bank today.
Top-Performing Fund Access
Invest in the Halo Equity Fund, Nigeria's No. 1 of 2025, managed by SEC-licensed professionals.
Built Around the Naira
Hold your money in one Naira account and diversify across regulated local products.
Grow With Your Community
Save and invest with family, staff groups or cooperatives, while each member funds their own account.
Open Your Halo Account in Under Five Minutes
Download the app, verify with your BVN or NIN, and put your money to work today.