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Account Management

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Treasury

Cleared today

₦240,500,000

327 transactions · 0 failures

Naira wallet

₦180.2M

USD wallet

$42,000

Maker-checker controls on every transfer.

HaloManage Accounts Efficiently

Structured Account Infrastructure with Enterprise-Level Control

Halo's Account Management solution enables businesses and platforms to issue, manage, and monitor fully functional Naira bank accounts and digital wallets under a regulated financial framework.

Through Halo Microfinance Bank Ltd, our CBN-licensed banking infrastructure, your platform can open accounts for customers, manage onboarding (KYC/KYB), and oversee transactions with full compliance and operational visibility.

Whether supporting corporate teams, fintech users, or partner ecosystems, Halo provides the account backbone required to deliver secure and scalable financial services.

HaloSmart Financial Tools

Smart Account Infrastructure Built for Growing Businesses

Real-Time Account Monitoring

Track balances, inflows, outflows, and transaction history from a centralized dashboard. Access statements and structured financial reports instantly.

Multi-Level Approval Workflows (Maker-Checker)

Strengthen internal financial governance with configurable approval hierarchies for transfers and batch transactions, reducing operational risk.

Beneficiary & Payee Management

Create, categorize, and authorize payees for faster, safer transactions. Maintain structured beneficiary records to streamline payment processes.

Audit Logs & Reporting

Gain transparent access to transaction histories, activity logs, and compliance records, ensuring accountability and operational clarity.

HaloStrategic Values

Turn Account Infrastructure Into a Growth Engine

Halo collaborative team

Account Management Capabilities

  • Issue. Control. Scale.

    Halo's Account Management is designed to power embedded finance experiences within partner platforms and enterprise systems.

  • Account & Wallet Issuance

    Create Halo-powered Naira wallets or full bank accounts directly within your platform using secure APIs.

  • Seamless Onboarding & Compliance

    User KYC and regulatory compliance are handled within Halo's licensed framework, reducing operational complexity for partners.

Built for Embedded Finance & Platform Growth

Halo's Account Management solution empowers:

  • Fintechs embedding wallets inside their apps
  • Corporations managing multiple operational accounts
  • Platforms requiring mirrored accounts for transaction visibility
  • Businesses seeking structured financial governance

By combining licensed banking infrastructure with scalable APIs, Halo transforms account management from a basic banking function into a strategic growth engine.

Transform Your Financial Infrastructure

Halo enables businesses to move beyond traditional banking limitations. Build smarter financial ecosystems and deliver more value to your customers.

Get Started

Banking services are provided by Halo Microfinance Bank Ltd, licensed by the Central Bank of Nigeria (CBN) for microfinance banking.

Asset and investment management services are provided by Halo Nigeria Capital Management Ltd, licensed by the Securities and Exchange Commission (SEC).

Halo

Halo is a savings and investment platform focused on helping Nigerians improve their personal and small business finances.

Personal Banking

  • Savings
  • Investments
  • Banking
  • Communities
  • Lending

Business Banking

  • Transfers
  • Placements
  • Beneficiary Management

Banking-as-a-Service

  • Company Wallet
  • Account Management
  • Embedded Savings & Investments

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Licensed by CBN
Microfinance Banking
SEC Regulated
Investment Management

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Banking services are provided by Halo Microfinance Bank Ltd, a microfinance bank licensed by the Central Bank of Nigeria (CBN). Asset and investment management services are provided by Halo Nigeria Capital Management Ltd, licensed by the Securities and Exchange Commission (SEC). Our financial products and solutions cater to the banking and investment needs of individuals and institutional clients. We provide investment services and other financial products through our web and mobile applications.

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