Halo
HomePersonalBusinessBanking as a Service
BlogContact
For Businesses

Banking infrastructure that scales with you

Move money, manage treasury, and run payments at scale. Halo gives growing Nigerian businesses the regulated banking infrastructure they need to operate with confidence.

Get startedSee use cases
  • CBN-licensed
  • SEC-regulated
  • NDIC-insured
A Halo for Business customer
Cleared today+12.4%
₦240,500,000
327 transactions · 0 failures
API live
/business
HaloUse Cases

Built for the way Nigerian businesses actually run

Whether you're running a 10-person startup, a finance team managing tens of millions in monthly flow, or a fintech embedding Halo into your own product — we've got infrastructure shaped for you.

SMEs & Startups

Run payroll, vendors, and operating expenses

Bulk transfers, scheduled payments, and beneficiary management — all the tools you need to keep your business moving, without queueing at a branch.

Treasury & Finance Teams

Earn yield on idle balances

Park working capital in Halo Placements to earn structured returns. Move funds in and out instantly, with full audit trails and approval workflows.

Cooperatives & Investment Clubs

Manage pooled money with full transparency

Track contributions, balances, and payouts for every member. Built-in governance means no one questions where the money went.

Fintech Operators

White-labelled banking, ready to deploy

Combine Halo Business with our Banking-as-a-Service APIs to embed wallets, accounts, and savings products directly into your own product.

Halo business dashboard on a laptop

200+

Businesses Served

54.5M

Transactions Processed

4.5K

Active Users

₦240M
Cleared today
API live
200ms p95
HaloBuilt For Businesses

Accelerate your Business Growth with Halo's Tailored Banking Infrastructure

Halo provides regulated digital banking infrastructure designed to help businesses manage funds, optimize treasury operations, and scale with confidence. From payments and placements to reporting and governance, we deliver the tools modern organizations need to grow efficiently.

  • Transfers

    Secure local and batch fund movements.

  • Placements

    Optimize idle funds with structured returns.

  • Beneficiary Management

    Organize and authorize payees with ease.

  • Reports and Insights

    Real-time visibility and financial tracking.

Learn more
HaloTrusted By

Powering the back office of growing companies

Sterling Co.Lagos CapitalVerdant FoodsNorthbridgeAkin & SonsMantis Labs
Businesses served
200+
Monthly transactions
₦54.5M+
Active users
4,500+
API uptime
99.99%
HaloOur Testimonials

What Our Customers Say

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

  • Real-time tracking and clear reporting tools. Real-time tracking and clear reporting tools.

    Kennedy Olumide

    @oluwaken

Join Halo and experience seamless financial solutions for you

Halo is a digital financial services platform providing Investing, Savings and Banking services.

Download the Halo app on iOS or Android — get started in minutes.

GET IT ONGoogle PlayDownload on theApp Store
Scan to download

Banking services are provided by Halo Microfinance Bank Ltd, licensed by the Central Bank of Nigeria (CBN) for microfinance banking.

Asset and investment management services are provided by Halo Asset Capital Management Limited, licensed by the Securities and Exchange Commission (SEC).

Halo

Halo is a savings and investment platform focused on helping Nigerians improve their personal and small business finances.

Personal Banking

  • Savings
  • Investments
  • Banking
  • Clubs & Societies
  • Lending

Business Banking

  • Transfers
  • Placements
  • Beneficiary Management

Banking-as-a-Service

  • Company Wallet
  • Account Management
  • Embedded Savings & Investments

Quick Links

  • About Us
  • Meet The Team
  • Blog
  • FAQs
  • Contact Us
Licensed by CBN
Microfinance Banking
SEC Regulated
Investment Management
  • Privacy Policy|
  • Terms and Conditions|
  • Account Deletion|
  • Licenses|
  • AML/CFT Policy|
  • Information Security Policy|
  • Data Protection Policy

Banking services are provided by Halo Microfinance Bank Ltd, a microfinance bank licensed by the Central Bank of Nigeria (CBN). Asset and investment management services are provided by Halo Asset Capital Management Limited, licensed by the Securities and Exchange Commission (SEC). Our financial products and solutions cater to the banking and investment needs of individuals and institutional clients. We provide investment services and other financial products through our web and mobile applications.

© 2026 Halo MFB  |  All rights Reserved