Halo
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For Businesses

Your company's money, working as hard as your team

Move money, manage treasury, and run payments at scale. Halo gives growing Nigerian businesses regulated banking infrastructure that just works, without the queues at a branch.

Open a business accountSee use cases
  • CBN-licensed
  • SEC-regulated
  • NDIC-insured
A Halo for Business customer
Cleared today+12.4%
₦240,500,000
327 transactions · 0 failures
API live
/business
HaloUse Cases

Built for the way Nigerian businesses actually run

Whether you're running a 10-person startup, a finance team managing tens of millions in monthly flow, or a fintech embedding Halo into your own product, we've got infrastructure shaped for you.

SMEs & Startups

Run payroll, vendors, and operating expenses

Bulk transfers, scheduled payments, and beneficiary management - all the tools you need to keep your business moving, without queueing at a branch.

Treasury & Finance Teams

Earn yield on idle balances

Park working capital in Halo Placements to earn structured returns. Move funds in and out instantly, with full audit trails and approval workflows.

Cooperatives & Investment Clubs

Manage member contributions with full transparency

Track contributions, balances, and payouts for every member, with each person saving and investing from their own account. Built-in governance means no one questions where the money goes.

Fintech Operators

White-labelled banking, ready to deploy

Combine Halo Business with our Banking-as-a-Service APIs to embed wallets, accounts, and savings products directly into your own product.

Treasury

Cleared today

₦240,500,000

327 transactions · 0 failures

Naira wallet

₦180.2M

USD wallet

$42,000

Maker-checker controls on every transfer.

API live
200ms p95
HaloBuilt For Businesses

Accelerate your Business Growth with Halo's Tailored Banking Infrastructure

Halo provides regulated digital banking infrastructure designed to help businesses manage funds, optimize treasury operations, and scale with confidence. From payments and placements to reporting and governance, we deliver the tools modern organizations need to grow efficiently.

  • Transfers

    Secure local and batch fund movements.

  • Placements

    Optimize idle funds with structured returns.

  • Beneficiary Management

    Organize and authorize payees with ease.

  • Reports and Insights

    Real-time visibility and financial tracking.

Learn more
HaloTrusted By

Powering the back office of growing companies

Sterling Co.Lagos CapitalVerdant FoodsNorthbridgeAkin & SonsMantis Labs
Businesses served
200+
Monthly transactions
₦54.5M+
Active users
4,500+
API uptime
99.99%

Open your Halo account in under five minutes

Download the app, verify with your BVN or NIN, and put your money to work today, saving, banking, and investing in one place.

Download the Halo app on iOS or Android - get started in minutes.

GET IT ONGoogle PlayDownload on theApp Store
Scan to download

Banking services are provided by Halo Microfinance Bank Ltd, licensed by the Central Bank of Nigeria (CBN) for microfinance banking.

Asset and investment management services are provided by Halo Nigeria Capital Management Ltd, licensed by the Securities and Exchange Commission (SEC).

Halo

Halo is a savings and investment platform focused on helping Nigerians improve their personal and small business finances.

Personal Banking

  • Savings
  • Investments
  • Banking
  • Communities
  • Lending

Business Banking

  • Transfers
  • Placements
  • Beneficiary Management

Banking-as-a-Service

  • Company Wallet
  • Account Management
  • Embedded Savings & Investments

Quick Links

  • About Us
  • Meet The Team
  • FAQs
  • Contact Us
Licensed by CBN
Microfinance Banking
SEC Regulated
Investment Management
  • Privacy Policy|
  • Terms and Conditions|
  • Account Deletion

Banking services are provided by Halo Microfinance Bank Ltd, a microfinance bank licensed by the Central Bank of Nigeria (CBN). Asset and investment management services are provided by Halo Nigeria Capital Management Ltd, licensed by the Securities and Exchange Commission (SEC). Our financial products and solutions cater to the banking and investment needs of individuals and institutional clients. We provide investment services and other financial products through our web and mobile applications.

© 2026 Halo Financial Services Ltd  |  All rights reserved