- Licensed by CBN
- NDIC Insured
- SEC Regulated
Nigeria's No. 1 Performing Equity Mutual Fund, 2025
Save, bank, and invest with Halo on any device. Invest in the Halo Equity Fund, from ₦10,000. Halo Investments are regulated by the SEC and Halo banking is regulated by the CBN, with deposits insured by the NDIC.
Thousands of Nigerians already grow their money with Halo
Grow with the Halo Equity Fund
Diversified, professionally managed exposure built for long-term compounding. Start from ₦10,000. Track it in real time, and withdraw on your terms.
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SEC-licensed
Rand Merchant Bank Nigeria
Greenwich Trustees Limited
Independently audited
- Professionally managed by an SEC-licensed investment team
- A disciplined, long-term strategy built for compounding
- Audited results and independent custody, not projections
One account. Every Way to Grow.
Halo is not a single product. Each part works on its own, and together they compound, so your money keeps moving whether you are saving, investing, transacting, or building with your community.
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01
Investments
Own units in the Halo Equity Fund, from ₦10,000.
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Savings
Goal plans with real targets, real dates, and published rates.
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Societies and Clubs
Save and invest with your people, each from their own account.
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Send and Receive Money
Instant transfers across Nigerian banks.
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Business Banking
Corporate accounts, treasury placements, and real-time reporting.
Banking Infrastructure
Embed regulated banking and investing directly in your own product.
Build wealth
together
with Communities
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Two ways to grow with your people. Casual investment through Clubs with friends, and full digital tools for registered Societies. They work differently on purpose.
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Invest with your circle
For friends, colleagues and community who want to invest together, socially, without anyone holding the money. One club platform, up to 5 portfolios, every account held individually so your money is always in your account, one leaderboard.
- Invite friends, colleagues or community in minutes
- One shared platform, but money is always held in each member’s own account
- Climb an engagement leaderboard, invest with your people
- No pooling and no treasurer, so your money is always yours
Run your cooperative properly
For registered cooperatives, associations and staff schemes that need contributions, loans, Esusu and member records, all on regulated rails your members can trust.
- Automated contributions with reminders and full records
- Cooperative loans with guarantors and approval flows
- Digital esusu with clear, visible payout positions
- Runs on CBN-licensed, NDIC-insured banking rails
Savings & Investments
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Structured savings plans and regulated investment products with published rates – all in one unified Halo account.
- Goal-based plans with flexible top-ups and withdrawals
- Units in the Halo Equity Fund, professionally managed for you
- Transparent rates, with all fees disclosed upfront
Send and receive money, instantly and securely
Move funds between banks, cards, and digital wallets in seconds – locally and internationally – with bank-grade security
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- Instant local transfers across Nigerian banks
- Instant Naira transfers across Nigerian banks
- Batch payments and beneficiary management for repeat sends
Accelerate your Business Growth with Halo's Tailored Banking Infrastructure
- Transfers
Secure local and batch fund movements.
- Placements
Put idle funds to work through regulated placements.
- Beneficiary Management
Organize and authorize payees with ease.
- Reports and Insights
Real-time visibility and financial tracking.
Start leveraging our Banking-as-a-Service Solution to Grow Your Business
From wallet issuance to treasury optimization and investment integration, Halo’s Banking-as-a-Service infrastructure provides the secure, scalable foundation you need to expand services, deepen customer engagement, and accelerate growth.
Company Wallet
Centralized digital wallets for real-time fund control and visibility.
Account Management
Structured account issuance with secure oversight and compliance.
Embedded Savings and Investment
Integrated savings and investment tools to grow user balances.
Our Blog Posts
Money moves differently once you understand it. The Halo blog breaks down investing, saving, and banking in Nigeria — plain explanations of how the equity fund works, how cooperative societies and esusu are going digital, and how businesses are using regulated financial infrastructure to grow.
