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Terms of Use

The terms under which the Halo platform and its financial products are offered.

This document is being finalized. The final version will be published here before our next product release. For questions in the meantime, contact info@myhalobank.com.

What this page will cover

Banking services are provided by Halo Microfinance Bank Ltd, licensed by the Central Bank of Nigeria (CBN). Asset and investment management services are provided by Halo Asset Capital Management Limited, licensed by the Securities and Exchange Commission (SEC). The published version of this document will outline the terms under which our financial products and services are offered, and your rights and responsibilities as a user.

Until the final version is live, your use of the Halo platform remains governed by the agreements you accept inside the Halo app at the time of sign-up.

Halo

Halo is a savings and investment platform focused on helping Nigerians improve their personal and small business finances.

Personal Banking

  • Savings
  • Investments
  • Banking
  • Clubs & Societies
  • Lending

Business Banking

  • Transfers
  • Placements
  • Beneficiary Management

Banking-as-a-Service

  • Company Wallet
  • Account Management
  • Embedded Savings & Investments

Quick Links

  • About Us
  • Meet The Team
  • Blog
  • FAQs
  • Contact Us
Licensed by CBN
Microfinance Banking
SEC Regulated
Investment Management

  • Privacy Policy|
  • Terms and Conditions|
  • Account Deletion|
  • Licenses|
  • AML/CFT Policy|
  • Information Security Policy|
  • Data Protection Policy

Banking services are provided by Halo Microfinance Bank Ltd, a microfinance bank licensed by the Central Bank of Nigeria (CBN). Asset and investment management services are provided by Halo Asset Capital Management Limited, licensed by the Securities and Exchange Commission (SEC). Our financial products and solutions cater to the banking and investment needs of individuals and institutional clients. We provide investment services and other financial products through our web and mobile applications.

© 2026 Halo MFB  |  All rights Reserved