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Your company's money, working as hard as your team

Regulated digital banking infrastructure for Nigerian businesses. Payments, placements, reporting and governance, without the queues.

Open a Business Account

Treasury

Cleared today

₦240,500,000

327 transactions · 0 failures

Naira wallet

₦180.2M

USD wallet

$42,000

Maker-checker controls on every transfer.

Regulated, Insured, and Built for Speed

CBN-licensed banking, NDIC-insured deposits, and SEC-licensed treasury management, with onboarding in minutes, not days.

Halo business dashboard

Company Wallet

Open corporate accounts and move money with secure local and batch transfers under maker-checker controls.

Account Management

Organise payees, approvals and reconciliation with clean audit trails your accountant will thank you for.

Embedded Savings and Investment

Put idle treasury to work in structured, SEC-regulated placements, without locking up the cash you need.

Treasury tools modern businesses actually need.

Real-Time Account Management

Monitor balances, transfers, savings and placements from one real-time dashboard.

Multi-Currency Support

Hold Naira and USD accounts in one place to handle local and cross-border transactions with ease.

Automated Bulk Payments

Run payroll, vendor payments and recurring transfers in one upload, with approval controls built in.

Growth & Treasury Optimization

Earn on idle company funds through SEC-regulated placements while keeping the liquidity you need.

Ready To Scale Your Business Finances?

Join forward-thinking companies using Halo to streamline operations, optimize cash flow, and accelerate growth.

Get StartedSchedule a Demo
Halo business banking login on tablet

Banking services are provided by Halo Microfinance Bank Ltd, licensed by the Central Bank of Nigeria (CBN) for microfinance banking.

Halo

Halo is a savings and investment platform focused on helping Nigerians improve their personal and small business finances.

Personal Banking

  • Savings
  • Investments
  • Banking
  • Communities
  • Lending

Business Banking

  • Transfers
  • Placements
  • Beneficiary Management

Banking-as-a-Service

  • Company Wallet
  • Account Management
  • Embedded Savings & Investments

Quick Links

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  • Meet The Team
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Licensed by CBN
Microfinance Banking
SEC Regulated
Investment Management

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Banking services are provided by Halo Microfinance Bank Ltd, a microfinance bank licensed by the Central Bank of Nigeria (CBN). Asset and investment management services are provided by Halo Nigeria Capital Management Ltd, licensed by the Securities and Exchange Commission (SEC). Our financial products and solutions cater to the banking and investment needs of individuals and institutional clients. We provide investment services and other financial products through our web and mobile applications.

© 2026 Halo Financial Services Ltd  |  All rights reserved