In the course of providing our products, applications and services (“Services”) to you (“individual accessing this website and using our services”), Halo Nigeria Capital Management Limited (“Halo”/“we”/“us”) may obtain certain personal information required to assist us improve and deliver quality services.
How we collect your information
We collect information about you from various channels including but not limited to website visits, applications, written or electronic communications, transactional account history, third parties such as payment gateways, financial institutions, social media platforms, government agencies, regulatory & supervisory bodies
The information we collect include both personal and non-personal information
Personal information such as:
(i) Your username and password for our website
(ii) Your name, contact address, email addresses & telelihone numbers, gender, date & lilace of birth, details of next of kin, etc;
(iii) Information on your identity such as International and National passport, National identity card, driving license, voter s card or any other proof of identification;
(iv) Other information we deem necessary and which may be determined by prevailing laws and regulations of the Federal Republic of Nigeria.
(v) Other information we deem necessary and which may be determined by prevailing laws and regulations of the Federal Republic of Nigeria.
Non-personal information such as:
(i) Information concerning the device you use, such as hardware model, operating system, mobile browser, internet service providers, etc.
(ii) Statistical data such as IP address and the information contained therein, unique mobile device identifiers,
(iii) Other relevant information
Cookies are tiny bits of software stored on your computer when you browse or visit our website. They are used to track your activity on the website and others and provide information regarding your preferences to enable us to provide you with relevant services and customize your experiences on our website.
How we use your information
We shall use your information for and not limited to the following:
(i) Improving the quality of our services to you
(ii) Designing our products and services
(iii) Implementing your instructions
(iv) Communicating new products & services and conducting research
(v) Contacting you for instances of suspected fraud
(vi) Mitigating our risks and exposures
(vii) Updating our internal records
We are committed to treating your information with utmost confidentiality and only sharing with our third party service providers involved in designing and providing our products and services.
How we share your information
Halo Nigeria Capital Management Limited will not disclose your personal information to any external party without your express permission except in the following situations:
(i) Information provided to our subsidiaries, affiliated companies and trusted third party service providers for the purpose of improving the quality of our products and services
(ii) Where we are compelled by law, regulatory authorities, government agencies, court orders or subpoenas ,to disclose your information
(iii) Where disclosure of your information is reasonably necessary to enforce our terms and conditions or protect our rights, operations or users
(iv) In the event of reorganization, merger and acquisition, any or all personal information obtained from you may be transferred to the relevant third party.
Take note that information obtained from you in the course of rendering our services shall not be shared with third parties for their marketing purposes unless your consent is given.
How we protect your information
Information collected from you, in the course of rendering our services, are stored in a secure environment. Appropriate safeguard measures have been put in place to mitigate against loss, unauthorized access or disclosure, misuse and modification of information. These measures are continuously updated to reflect current realities.
Where we have authorized certain information such as username, password and/or PIN for you on our website, it is your responsibility to keep these details confidential.
Retention of your Information
We shall not retain your information longer than is necessary. The duration for the storage of your information is determined by our operational, legal or regulatory requirements.
Information you share socially
We may connect with you on several social media networks such as Twitter, Facebook, Instagram, LinkedIn, etc. Please note that your information and actions on these platforms are subject to the prevailing Terms & Conditions, and Privacy Policies of the said platforms. It is therefore advisable that you familiarize yourself with these information to better understand your rights and obligations as it relates to their contents.
Furthermore, our services may allow you interact with others publicly. Take note that we shall not be held liable for the confidentiality of the information you choose to share.
We may occasionally contact you with products or services that we think might be of interest to you. You have the right to opt out at any time if you do not wish to continue receiving these promotional messages.
Privacy of Children
We respect the privacy of children. Our services are not directed towards children under the age of eighteen (18`), nor do we knowingly collect personal information from such children. By assessing this website and using the Services contained therein, you hereby warrant and represent that you are at least 18 years of age.
Third-Party Website and Services
Our website, products, applications, and services may contain links to third party websites, products and services. We may also offer products or services from third-parties. Take note that such links, products and services shall be subject to the applicable Terms & Conditions and the Privacy Policies of the third party. We encourage you to learn their policies, as Halo shall not be held liable for any breach of confidentiality by the third parties.